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UMB Financial Corp (UMBF)

UMB Financial Corp (UMBF)
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UMB Financial Corp. provides banking services and asset servicing in the U.S. Its banking subsidiary, UMB Bank, National Association, offers banking, asset management, trust, credit card and cash-management services to commercial, retail, government & correspondent-bank customers. Commercial Banking unit serves through commercial lending and leasing, capital markets, and treasury management needs of the small to middle-market businesses. Institutional Banking unit is a combination of banking services, fund services and asset management services and healthcare services provided to institutional clients and also provides fixed income sales, trading & underwriting, corporate trust & escrow services and institutional custody. Personal Banking unit combines consumer banking and wealth management services. Products & services include deposit accounts, retail credit cards, installment loans, home equity lines of credit, residential mortgages, and small business loans, investment advisory, trust & custody services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Sales 1,085,250 1,082,200 1,072,720 904,170 720,180
Sales Growth +0.28% +0.88% +18.64% +25.55% +0.52%
Net Income 215,360 188,320 217,390 81,330 120,000
Net Income Growth +14.36% -13.37% +167.29% -32.23% +9.45%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Total Assets 73,094,094 71,881,180 71,760,156 69,347,313 50,409,660
Total Assets Growth +1.69% +0.17% +3.48% +37.57% +6.13%
Total Liabilities 65,400,520 64,437,230 64,474,391 62,598,879 46,943,121
Total Liabilities Growth +1.49% -0.06% +3.00% +33.35% +6.78%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Operating Cash Flow 920,620 648,410 363,020 225,290 292,160
Operating Cash Flow Growth +41.98% +78.62% +61.13% -22.89% +73.38%
Net Cash Flow 392,720 2,547,200 2,161,380 2,920,430 1,748,510
Change in Net Cash Flow -84.58% +17.85% -25.99% +67.02% +441.43%
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