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UMB Financial Corp (UMBF)

UMB Financial Corp (UMBF)
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UMB Financial Corp. provides banking services and asset servicing in the U.S. Its banking subsidiary, UMB Bank, National Association, offers banking, asset management, trust, credit card and cash-management services to commercial, retail, government & correspondent-bank customers. Commercial Banking unit serves through commercial lending and leasing, capital markets, and treasury management needs of the small to middle-market businesses. Institutional Banking unit is a combination of banking services, fund services and asset management services and healthcare services provided to institutional clients and also provides fixed income sales, trading & underwriting, corporate trust & escrow services and institutional custody. Personal Banking unit combines consumer banking and wealth management services. Products & services include deposit accounts, retail credit cards, installment loans, home equity lines of credit, residential mortgages, and small business loans, investment advisory, trust & custody services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 4,144,330 2,799,130 2,380,560 1,691,750 1,328,700
Sales Growth +48.06% +17.58% +40.72% +27.32% -2.92%
Net Income 702,400 441,240 350,020 431,680 353,020
Net Income Growth +59.19% +26.06% -18.92% +22.28% +23.22%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 73,094,094 50,409,660 44,011,680 38,512,461 42,693,480
Total Assets Growth +45.00% +14.54% +14.28% -9.79% +28.88%
Total Liabilities 65,400,520 46,943,121 40,911,250 35,845,371 39,548,059
Total Liabilities Growth +39.32% +14.74% +14.13% -9.36% +31.34%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 225,290 472,600 769,550 534,080 373,600
Operating Cash Flow Growth -52.33% -38.59% +44.09% +42.96% +9.42%
Net Cash Flow 2,920,430 3,970,380 -7,656,690 5,717,000 1,828,400
Change in Net Cash Flow -26.44% +151.86% -233.93% +212.68% +37,037.38%
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