UMB Financial Corp (UMBF)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2023 | 12-2022 | 12-2021 | 12-2020 | 12-2019 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 350,024 | 431,682 | 353,018 | 286,502 | 243,600 |
| Depreciation Amortization | 101,636 | 99,762 | 109,664 | 107,236 | 89,699 |
| Income taxes - deferred | -20,439 | -6,308 | -12,724 | -4,836 | -153 |
| Other Working Capital | -18,394 | 245,194 | 50,104 | -39,744 | -39,275 |
| Loans | -2,442 | -701 | 5,431 | 1,095 | -4,611 |
| Other Operating Activity | 62,219 | -75 | 28,589 | 23,345 | 50,673 |
| Operating Cash Flow | $472,604 | $769,554 | $534,082 | $373,598 | $339,933 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 756,612 | 244,055 | 441,124 | -85,825 | -961,791 |
| PPE Investments | -23,104 | -44,985 | -29,787 | -51,648 | -66,777 |
| Net Acquisitions | -793 | 548,624 | 18,431 | 24 | -18,498 |
| Purchase Of Investment | -1,794,441 | -2,226,789 | -5,828,918 | -4,549,857 | -2,527,145 |
| Sale Of Investment | 1,991,392 | 1,621,718 | 2,396,777 | 3,031,486 | 1,876,507 |
| Net Loans | -2,159,132 | -3,952,154 | -1,117,707 | -2,693,761 | -1,284,818 |
| Other Investing Activity | -43,806 | -35,854 | -115,410 | -141,506 | -2,639 |
| Investing Cash Flow | $-1,273,272 | $-3,845,385 | $-4,235,490 | $-4,491,087 | $-2,985,161 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 32,753,480 | -1,016,268 | 922,938 | 433,989 | 377,588 |
| Debt Issued | N/A | 110,000 | N/A | 200,000 | 0 |
| Common Stock Issued | 2,461 | 2,136 | 19,048 | 5,186 | 4,637 |
| Common Stock Repurchased | -8,367 | -31,997 | -5,506 | -63,766 | -4,496 |
| Dividend Paid | -74,245 | -72,030 | -66,750 | -60,281 | -59,436 |
| Other Financing Activity | -31,056,003 | -2,129 | 0 | -17,250 | 0 |
| Financing Cash Flow | $4,771,052 | $-4,580,859 | $9,418,406 | $5,945,885 | $2,640,277 |
| Beginning Cash Position | 1,557,874 | 9,214,564 | 3,497,566 | 1,669,170 | 1,674,121 |
| End Cash Position | 5,528,258 | 1,557,874 | 9,214,564 | 3,497,566 | 1,669,170 |
| Net Cash Flow | $3,970,384 | $-7,656,690 | $5,716,998 | $1,828,396 | $-4,951 |
| Free Cash Flow | |||||
| Operating Cash Flow | 472,604 | 769,554 | 534,082 | 373,598 | 339,933 |
| Capital Expenditure | -26,910 | -51,716 | -33,687 | -60,216 | -72,313 |
| Free Cash Flow | 445,694 | 717,838 | 500,395 | 313,382 | 267,620 |