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Synchrony Financial (SYF)

Synchrony Financial (SYF)
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Synchrony Financial, one of the nation's premier consumer financial services companies, offers a wide range of credit products through a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health and wellness providers. Synchrony Financial focuses on generating financial flexibility for its customers by offering private label credit cards, Dual Card, and general purpose co-branded credit cards, promotional financing and installment lending, and loyalty programs .Although the company operates via a single business segment, it offers its credit products primarily through five sales platforms ' Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 5,858,000 5,704,000 5,699,000 5,838,000 5,904,000
Sales Growth +2.70% +0.09% -2.38% -1.12% +3.60%
Net Income 1,077,000 967,000 757,000 774,000 789,000
Net Income Growth +11.38% +27.74% -2.20% -1.90% +22.71%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 116,984,000 120,505,000 122,026,000 119,463,000 119,229,000
Total Assets Growth -2.92% -1.25% +2.15% +0.20% -1.05%
Total Liabilities 99,919,000 103,553,000 105,445,000 102,883,000 103,249,000
Total Liabilities Growth -3.51% -1.79% +2.49% -0.35% -1.62%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow 7,397,000 4,760,000 2,200,000 9,848,000 7,495,000
Operating Cash Flow Growth +55.40% +116.36% -77.66% +31.39% +58.39%
Net Cash Flow 1,532,000 5,424,000 7,922,000 334,000 3,561,000
Change in Net Cash Flow -71.76% -31.53% +2,271.86% -90.62% -16.41%
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