Synchrony Financial
(SYF)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Interest Income | 5,734,000 | 5,731,000 | 5,586,000 | 5,550,000 | 5,710,000 |
| Interest Expense | 973,000 | 1,011,000 | 1,065,000 | 1,086,000 | 1,118,000 |
| Interest Income (Net of Interest Expense) | 4,761,000 | 4,720,000 | 4,521,000 | 4,464,000 | 4,592,000 |
| Non-Interest Income | 126,000 | 127,000 | 118,000 | 149,000 | 128,000 |
| Sales | 4,887,000 | 4,847,000 | 4,639,000 | 4,613,000 | 4,720,000 |
| Credit Losses Provision | 2,536,000 | 2,170,000 | 2,138,000 | 2,386,000 | 2,480,000 |
| Non Interest Expenses | 1,399,000 | 1,248,000 | 1,245,000 | 1,243,000 | 1,267,000 |
| Pre-tax Income | 952,000 | 1,429,000 | 1,256,000 | 984,000 | 973,000 |
| Income Tax | 201,000 | 352,000 | 289,000 | 227,000 | 199,000 |
| Other Income | 1,925,000 | 2,440,000 | 2,321,000 | 2,070,000 | 2,091,000 |
| Net Income | $751,000 | $1,077,000 | $967,000 | $757,000 | $774,000 |
| EPS Basic Continuous Ops | 2.12 | 2.94 | 2.57 | 1.97 | 2.01 |
| EPS Basic Total Ops | 2.07 | 2.89 | 2.51 | 1.91 | 1.95 |
| EPS Diluted Continuous Ops | 2.09 | 2.91 | 2.55 | 1.94 | 1.98 |
| EPS Diluted Total Ops | 2.03 | 2.86 | 2.50 | 1.89 | 1.92 |
| EPS Diluted Before Non-Recurring Items | 2.18 | 2.86 | 2.50 | 1.89 | 1.91 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |