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Synchrony Financial (SYF)

Synchrony Financial (SYF)
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Synchrony Financial, one of the nation's premier consumer financial services companies, offers a wide range of credit products through a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health and wellness providers. Synchrony Financial focuses on generating financial flexibility for its customers by offering private label credit cards, Dual Card, and general purpose co-branded credit cards, promotional financing and installment lending, and loyalty programs .Although the company operates via a single business segment, it offers its credit products primarily through five sales platforms ' Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Sales 24,166,000 20,999,000 17,526,000 15,752,000 16,472,000
Sales Growth +15.08% +19.82% +11.26% -4.37% -15.36%
Net Income 3,499,000 2,238,000 3,016,000 4,221,000 1,385,000
Net Income Growth +56.35% -25.80% -28.55% +204.77% -63.04%
(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Total Assets 119,463,000 117,479,000 104,564,000 95,748,000 95,948,000
Total Assets Growth +1.69% +12.35% +9.21% -0.21% -8.47%
Total Liabilities 102,883,000 103,576,000 91,691,000 82,093,000 83,247,000
Total Liabilities Growth -0.67% +12.96% +11.69% -1.39% -7.23%
(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Operating Cash Flow 9,848,000 8,593,000 6,694,000 7,099,000 7,487,000
Operating Cash Flow Growth +14.60% +28.37% -5.71% -5.18% -16.72%
Net Cash Flow 334,000 3,991,000 1,744,000 -2,919,000 -1,042,000
Change in Net Cash Flow -91.63% +128.84% +159.75% -180.13% -145.88%
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