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Smartfinancial Inc (SMBK)

Smartfinancial Inc (SMBK)
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SmartFinancial, Inc. is a bank holding company which provide banking services to individuals and corporate through its subsidiaries SmartBank and Cornerstone Community Bank. It offers deposit products, loan products, e-banking services consisting of online bill payments, smart pay, e-statements, mobile banking as well as debit and credit cards. SmartFinancial, Inc. is based in Knoxville, Tennessee.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 320,320 285,270 240,370 186,550 149,180
Sales Growth +12.29% +18.68% +28.85% +25.05% +12.13%
Net Income 50,350 36,140 28,590 43,020 34,790
Net Income Growth +39.32% +26.41% -33.54% +23.66% +42.99%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 5,275,900 4,829,390 4,637,500 4,611,580 3,304,950
Total Assets Growth +9.25% +4.14% +0.56% +39.54% +34.94%
Total Liabilities 4,784,440 4,369,500 4,205,050 4,182,150 2,947,780
Total Liabilities Growth +9.50% +3.91% +0.55% +41.87% +37.98%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 52,700 39,720 56,790 46,180 29,070
Operating Cash Flow Growth +32.68% -30.06% +22.98% +58.86% -2.68%
Net Cash Flow 35,300 85,850 -778,650 563,360 297,750
Change in Net Cash Flow -58.88% +111.03% -238.22% +89.21% +336.90%
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