Smartfinancial Inc (SMBK)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 36,141 | 28,593 | 43,022 | 34,790 | 24,332 |
| Depreciation Amortization | 11,415 | 13,498 | 10,486 | 4,490 | 3,304 |
| Income taxes - deferred | 120 | 1,309 | -555 | 643 | -1,219 |
| Other Working Capital | 422 | -13,920 | 380 | 7,858 | -2,819 |
| Loans | -115 | -1,626 | 4,903 | 10,180 | -1,991 |
| Other Operating Activity | 4,717 | 11,862 | -1,443 | -11,779 | 7,462 |
| Operating Cash Flow | $52,700 | $39,716 | $56,793 | $46,182 | $29,069 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | 1,377 | -4,475 | -10,485 | 456 | -4,125 |
| Net Acquisitions | N/A | N/A | -4,881 | 15,364 | 46,132 |
| Purchase Of Investment | -138,783 | -131,528 | -348,000 | -437,798 | -95,369 |
| Sale Of Investment | 216,431 | 214,354 | 79,995 | 149,918 | 87,988 |
| Net Loans | -469,247 | -213,591 | -558,387 | 46,640 | -293,964 |
| Other Investing Activity | -30,000 | 0 | 940 | -39,573 | 0 |
| Investing Cash Flow | $-420,222 | $-135,240 | $-840,818 | $-264,993 | $-259,338 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -944 | 303 | -310 | -1,514 | -381 |
| Debt Issued | 160,100 | 26,275 | 30,885 | 8,201 | 339,675 |
| Debt Repayment | -166,600 | -30,775 | -76,300 | -1,097 | -289,718 |
| Common Stock Issued | 68 | 165 | 397 | 200 | 339 |
| Common Stock Repurchased | -2,967 | N/A | N/A | -1,208 | -4,308 |
| Dividend Paid | -5,422 | -5,427 | -4,724 | -3,728 | -2,986 |
| Other Financing Activity | -110 | -57 | -206 | 0 | 0 |
| Financing Cash Flow | $402,821 | $181,371 | $5,372 | $782,169 | $528,017 |
| Beginning Cash Position | 352,271 | 266,424 | 1,045,077 | 481,719 | 183,971 |
| End Cash Position | 387,570 | 352,271 | 266,424 | 1,045,077 | 481,719 |
| Net Cash Flow | $35,299 | $85,847 | $-778,653 | $563,358 | $297,748 |
| Free Cash Flow | |||||
| Operating Cash Flow | 52,700 | 39,716 | 56,793 | 46,182 | 29,069 |
| Capital Expenditure | -6,405 | -6,270 | -12,487 | -2,377 | -5,439 |
| Free Cash Flow | 46,295 | 33,446 | 44,306 | 43,805 | 23,630 |