[[ type === 'moc' ? 'MARKET ON CLOSE' : 'FREE WEBINAR' ]]
[[ timeLabel ]] WATCH LIVE:
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Live Oak Bancsh (LOB)

Live Oak Bancsh (LOB)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)
  03-2026 12-2025 09-2025 06-2025 03-2025
Interest Income 233,864 239,655 231,428 224,284 213,105
Interest Expense 114,464 116,535 115,943 115,063 112,573
Interest Income (Net of Interest Expense) 119,400 123,120 115,485 109,221 100,532
Non-Interest Income 26,074 41,947 30,614 34,526 22,371
Sales 145,474 165,067 146,099 143,747 122,903
Credit Losses Provision 20,100 21,845 22,242 23,252 28,964
Non Interest Expenses 85,293 81,313 87,285 89,293 80,807
Pre-tax Income 40,081 61,909 36,572 31,202 13,132
Income Tax 10,134 15,787 10,106 7,815 3,464
Other Income 154,545 178,444 152,515 146,265 125,705
Net Income $30,040 $46,210 $26,516 $23,428 $9,717
EPS Basic Continuous Ops 0.65 1.01 0.58 0.51 0.21
EPS Basic Total Ops 0.61 0.97 0.56 0.51 0.21
EPS Diluted Continuous Ops 0.64 1.00 0.57 0.51 0.21
EPS Diluted Total Ops 0.60 0.96 0.55 0.51 0.21
EPS Diluted Before Non-Recurring Items 0.60 0.95 0.55 0.51 0.21
EBITDA(a) $N/A $N/A $N/A $N/A $N/A
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