[[ type === 'moc' ? 'MARKET ON CLOSE' : 'FREE WEBINAR' ]]
[[ timeLabel ]] WATCH LIVE:
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Live Oak Bancsh (LOB)

Live Oak Bancsh (LOB)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 12/31

(Values in U.S. thousands)
  12-2025 12-2024 12-2023 12-2022 12-2021
Interest Income 908,472 812,372 688,275 444,473 361,213
Interest Expense 460,114 436,467 342,970 116,972 64,428
Interest Income (Net of Interest Expense) 448,358 375,905 345,305 327,501 296,785
Non-Interest Income 129,458 112,652 104,000 237,992 160,200
Sales 577,816 488,557 449,305 565,493 456,985
Credit Losses Provision 96,303 96,212 51,323 40,943 15,210
Non Interest Expenses 338,698 303,110 315,152 314,226 230,987
Pre-tax Income 142,815 89,235 82,830 210,324 210,788
Income Tax 37,172 11,818 8,932 34,116 43,793
Other Income 602,929 525,702 425,800 327,296 275,216
Net Income $105,871 $77,474 $73,898 $176,208 $166,995
EPS Basic Continuous Ops 2.31 1.72 1.67 4.02 3.87
EPS Basic Total Ops 2.25 1.72 1.67 4.02 3.87
EPS Diluted Continuous Ops 2.29 1.69 1.64 3.92 3.71
EPS Diluted Total Ops 2.23 1.69 1.64 3.92 3.71
EPS Diluted Before Non-Recurring Items 2.23 1.69 1.64 3.92 3.70
EBITDA(a) $N/A $N/A $N/A $N/A $N/A
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