Live Oak Bancsh (LOB)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 03-2026 | 12-2025 | 09-2025 | 06-2025 | 03-2025 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 29,947 | 105,643 | 59,521 | 33,055 | 9,668 |
| Depreciation Amortization | 6,925 | 29,789 | 19,985 | 13,540 | 6,925 |
| Income taxes - deferred | -598 | -12,368 | 3,577 | -843 | -1,009 |
| Other Working Capital | 22,222 | -72,200 | -108,428 | 194,096 | -84,407 |
| Loans | -46,834 | -108,745 | -110,446 | 187,106 | -80,189 |
| Other Operating Activity | 75,722 | 216,123 | 214,343 | -113,808 | 119,245 |
| Operating Cash Flow | $87,384 | $158,242 | $78,552 | $313,146 | $-29,767 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -58,702 | -301,169 | -209,171 | -126,937 | -76,965 |
| PPE Investments | -1,820 | -1,006 | 2,044 | 1,469 | -2,072 |
| Purchase Of Investment | -66 | -10,366 | -8,712 | -7,531 | -3,857 |
| Sale Of Investment | 1,117 | 78,625 | 1,230 | 744 | 289 |
| Net Loans | -262,125 | -1,842,407 | -1,316,447 | -1,029,641 | -413,757 |
| Other Investing Activity | 48,194 | 172,133 | 124,327 | 77,572 | 31,842 |
| Investing Cash Flow | $-273,402 | $-1,904,190 | $-1,406,729 | $-1,084,324 | $-464,520 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 36 | 161 | 123 | 84 | 43 |
| Debt Repayment | -2,694 | -10,577 | -7,898 | -5,245 | -2,616 |
| Common Stock Issued | 983 | 4,197 | 3,718 | 2,205 | 1,417 |
| Common Stock Repurchased | -3,994 | -7,625 | -5,551 | -3,471 | -3,178 |
| Dividend Paid | -3,481 | -8,535 | -5,065 | -2,736 | -1,367 |
| Other Financing Activity | 0 | 96,266 | 96,266 | 0 | 0 |
| Financing Cash Flow | $137,249 | $2,002,052 | $1,611,822 | $825,133 | $629,750 |
| Beginning Cash Position | 864,904 | 608,800 | 608,800 | 608,800 | 608,800 |
| End Cash Position | 816,135 | 864,904 | 892,445 | 662,755 | 744,263 |
| Net Cash Flow | $-48,769 | $256,104 | $283,645 | $53,955 | $135,463 |
| Free Cash Flow | |||||
| Operating Cash Flow | 87,384 | 158,242 | 78,552 | 313,146 | -29,767 |
| Capital Expenditure | -2,047 | -14,756 | -5,454 | -3,719 | -2,294 |
| Free Cash Flow | 85,337 | 143,486 | 73,098 | 309,427 | -32,061 |