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Cullen/Frost Bankers (CFR)

Cullen/Frost Bankers (CFR)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company, which, through its subsidiaries, provides a broad array of products and services throughout numerous Texas markets. In addition to general commercial and consumer banking, other products and services offered include trust and investment management, investment banking, insurance, brokerage, leasing, asset-based lending, treasury management and item processing. The corporation is managed under a matrix organizational structure, with two primary operating segments, namely Banking and Frost Wealth Advisors. The Banking segment includes commercial and consumer banking services, and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients, and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 745,750 719,230 709,130 723,520 721,870
Sales Growth +3.69% +1.42% -1.99% +0.23% +2.03%
Net Income 174,380 157,000 150,920 154,850 146,500
Net Income Growth +11.07% +4.03% -2.54% +5.70% +0.69%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 52,533,340 51,409,359 52,004,738 52,520,262 51,008,090
Total Assets Growth +2.19% -1.14% -0.98% +2.96% +4.43%
Total Liabilities 48,072,551 47,209,051 47,890,578 48,621,672 46,872,891
Total Liabilities Growth +1.83% -1.42% -1.50% +3.73% +3.75%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow 93,240 -155,340 -296,110 989,530 925,230
Operating Cash Flow Growth +160.02% +47.54% -129.92% +6.95% +49.71%
Net Cash Flow -2,294,020 -3,118,170 -2,380,850 1,546,980 511,100
Change in Net Cash Flow +26.43% -30.97% -253.90% +202.68% +133.13%
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