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Cullen/Frost Bankers (CFR)

Cullen/Frost Bankers (CFR)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company, which, through its subsidiaries, provides a broad array of products and services throughout numerous Texas markets. In addition to general commercial and consumer banking, other products and services offered include trust and investment management, investment banking, insurance, brokerage, leasing, asset-based lending, treasury management and item processing. The corporation is managed under a matrix organizational structure, with two primary operating segments, namely Banking and Frost Wealth Advisors. The Banking segment includes commercial and consumer banking services, and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients, and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 2,919,840 2,849,740 2,646,260 1,880,540 1,395,500
Sales Growth +2.46% +7.69% +40.72% +34.76% -6.12%
Net Income 648,560 582,540 597,970 579,150 443,080
Net Income Growth +11.33% -2.58% +3.25% +30.71% +33.80%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 53,041,430 52,520,262 50,845,039 52,892,379 50,878,488
Total Assets Growth +0.99% +3.29% -3.87% +3.96% +20.02%
Total Liabilities 48,468,391 48,621,672 47,128,590 49,755,148 46,438,930
Total Liabilities Growth -0.32% +3.17% -5.28% +7.14% +21.89%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 273,980 989,530 478,850 722,580 648,290
Operating Cash Flow Growth -72.31% +106.65% -33.73% +11.46% +23.66%
Net Cash Flow -1,360,200 1,546,980 -3,340,860 -4,554,870 6,294,150
Change in Net Cash Flow -187.93% +146.30% +26.65% -172.37% -3.18%
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