Credit Acceptance (CACC)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 06-2026 | 03-2026 | 12-2025 | 09-2025 | 06-2025 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 271,700 | 135,800 | 423,900 | 301,900 | 193,700 |
| Depreciation Amortization | 11,300 | 5,900 | 26,600 | 20,500 | 13,700 |
| Income taxes - deferred | -4,500 | 2,800 | 34,600 | -21,200 | -13,300 |
| Other Working Capital | 59,100 | 51,500 | -98,300 | -41,300 | -69,600 |
| Other Operating Activity | 318,700 | 150,800 | 667,800 | 525,400 | 361,400 |
| Operating Cash Flow | $656,300 | $346,800 | $1,054,600 | $785,300 | $485,900 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -11,800 | -4,000 | 2,300 | -500 | 900 |
| PPE Investments | -2,900 | -1,300 | -1,600 | -1,200 | -600 |
| Other Investing Activity | -348,800 | -186,800 | -675,000 | -611,700 | -486,100 |
| Investing Cash Flow | $-363,500 | $-192,100 | $-674,300 | $-613,400 | $-485,800 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 4,069,800 | 1,679,200 | 2,121,100 | 849,100 | 40,500 |
| Debt Issued | 826,000 | 251,000 | 1,902,000 | 1,151,000 | 1,151,000 |
| Debt Repayment | -969,600 | -313,200 | -2,013,100 | -1,287,200 | -1,035,800 |
| Common Stock Issued | 95,100 | 23,000 | 23,500 | 22,000 | 11,100 |
| Common Stock Repurchased | -320,300 | -178,900 | -725,400 | -534,000 | -426,600 |
| Other Financing Activity | -4,002,400 | -1,565,100 | -2,032,700 | -719,000 | -21,500 |
| Financing Cash Flow | $-301,400 | $-104,000 | $-724,600 | $-518,100 | $-281,300 |
| Beginning Cash Position | 500,700 | 500,700 | 845,000 | 845,000 | 845,000 |
| End Cash Position | 492,100 | 551,400 | 500,700 | 498,800 | 563,800 |
| Net Cash Flow | $-8,600 | $50,700 | $-344,300 | $-346,200 | $-281,200 |
| Free Cash Flow | |||||
| Operating Cash Flow | 656,300 | 346,800 | 1,054,600 | 785,300 | 485,900 |
| Capital Expenditure | -2,900 | -1,300 | -1,600 | -1,200 | -600 |
| Free Cash Flow | 653,400 | 345,500 | 1,053,000 | 784,100 | 485,300 |