Ameris Bancorp (ABCB)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 412,154 | 358,685 | 269,105 | 346,540 | 376,913 |
| Depreciation Amortization | 38,436 | 46,728 | 45,933 | 53,626 | 50,412 |
| Income taxes - deferred | -10,551 | -20,078 | -20,468 | -35,677 | 38,411 |
| Other Working Capital | 4,204,450 | 4,207,222 | 3,731,578 | 4,606,608 | 7,365,994 |
| Loans | 4,233,205 | 4,199,793 | 3,712,023 | 4,615,339 | 7,340,827 |
| Other Operating Activity | -8,487,511 | -8,638,157 | -7,169,212 | -8,523,963 | -15,163,417 |
| Operating Cash Flow | $390,183 | $154,193 | $568,959 | $1,062,473 | $9,140 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -20,367 | -13,227 | -13,606 | -13,522 | -23,490 |
| Net Acquisitions | N/A | N/A | N/A | -14,003 | -126,664 |
| Purchase Of Investment | -1,059,545 | -719,472 | -39,091 | -1,229,731 | -80,355 |
| Sale Of Investment | 602,283 | 492,854 | 151,195 | 189,206 | 522,424 |
| Net Loans | -836,952 | -610,502 | -485,459 | -3,817,553 | -557,101 |
| Other Investing Activity | 11,779 | 3,665 | 48,767 | 11,073 | -155,798 |
| Investing Cash Flow | $-1,302,802 | $-846,682 | $-338,194 | $-4,874,530 | $-420,984 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | N/A | N/A | N/A | -5,845 | -5,796 |
| Debt Issued | 8,163,000 | 6,308,000 | 15,842,000 | 3,950,000 | N/A |
| Debt Repayment | -7,897,238 | -6,526,963 | -17,207,850 | -2,814,576 | -296,325 |
| Common Stock Issued | 0 | 0 | 476 | 2,799 | 4,532 |
| Common Stock Repurchased | -82,895 | -7,954 | -20,346 | -22,421 | -9,439 |
| Dividend Paid | -55,252 | -41,460 | -41,649 | -41,610 | -41,798 |
| Other Financing Activity | 0 | 0 | 5 | 0 | 0 |
| Financing Cash Flow | $781,162 | $745,562 | $-181,593 | $865,532 | $2,359,195 |
| Beginning Cash Position | 1,220,377 | 1,167,304 | 1,118,132 | 4,064,657 | 2,117,306 |
| End Cash Position | 1,088,920 | 1,220,377 | 1,167,304 | 1,118,132 | 4,064,657 |
| Net Cash Flow | $-131,457 | $53,073 | $49,172 | $-2,946,525 | $1,947,351 |
| Free Cash Flow | |||||
| Operating Cash Flow | 390,183 | 154,193 | 568,959 | 1,062,473 | 9,140 |
| Capital Expenditure | -20,539 | -13,477 | -17,531 | -13,568 | -25,448 |
| Free Cash Flow | 369,644 | 140,716 | 551,428 | 1,048,905 | -16,308 |