Wintrust Financial Corp (WTFC)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 823,844 | 695,045 | 622,626 | 509,682 | 466,151 |
| Depreciation Amortization | 108,191 | 97,946 | 86,000 | 84,486 | 108,188 |
| Income taxes - deferred | 44,841 | 11,011 | -19,707 | 22,057 | -2,861 |
| Other Working Capital | -185,626 | -277,867 | -82,914 | 623,461 | 614,208 |
| Loans | -115,889 | -108,852 | -80,516 | 364,644 | 340,497 |
| Other Operating Activity | 234,987 | 304,274 | 218,887 | -229,330 | -395,311 |
| Operating Cash Flow | $910,348 | $721,557 | $744,376 | $1,375,000 | $1,130,872 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 1,238,103 | -2,334,423 | -91,251 | 3,382,366 | -569,205 |
| PPE Investments | -49,951 | -86,032 | -46,406 | -53,449 | -57,075 |
| Net Acquisitions | N/A | 531,308 | -5,147 | N/A | -585,402 |
| Purchase Of Investment | -5,127,755 | -1,881,041 | -2,711,385 | -3,050,059 | -4,434,186 |
| Sale Of Investment | 2,815,133 | 2,578,559 | 2,501,015 | 540,919 | 1,802,978 |
| Net Loans | -5,035,792 | -5,405,340 | -3,303,303 | -4,320,225 | -2,101,121 |
| Other Investing Activity | -8,361 | 650,606 | 418,661 | 9,679 | 15,152 |
| Investing Cash Flow | $-6,168,623 | $-5,946,363 | $-3,237,816 | $-3,490,769 | $-5,928,859 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -73,607 | -83,674 | 40,670 | 125,135 | N/A |
| Debt Issued | 300,000 | 825,238 | 10,000 | 1,075,000 | -15,155 |
| Debt Repayment | N/A | -140,000 | N/A | N/A | N/A |
| Common Stock Issued | 7,220 | 6,694 | 8,309 | 296,962 | 19,824 |
| Common Stock Repurchased | -3,003 | -3,936 | -1,913 | -304 | -9,540 |
| Dividend Paid | -169,423 | -143,280 | -125,690 | -108,210 | -98,629 |
| Other Financing Activity | 1,648 | -6,168 | -57 | 0 | -16,583 |
| Financing Cash Flow | $5,267,677 | $5,259,878 | $2,425,938 | $2,195,530 | $4,886,718 |
| Beginning Cash Position | 458,536 | 423,464 | 490,966 | 411,205 | 322,474 |
| End Cash Position | 467,938 | 458,536 | 423,464 | 490,966 | 411,205 |
| Net Cash Flow | $9,402 | $35,072 | $-67,502 | $79,761 | $88,731 |
| Free Cash Flow | |||||
| Operating Cash Flow | 910,348 | 721,557 | 744,376 | 1,375,000 | 1,130,872 |
| Capital Expenditure | -49,951 | -86,032 | -46,406 | -53,449 | -57,075 |
| Free Cash Flow | 860,397 | 635,525 | 697,970 | 1,321,551 | 1,073,797 |