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Versabank (VBNK)

Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 10/31

(Values in U.S. thousands)
  07-2023 04-2023 01-2023 10-2022 07-2022
Interest Income 45,025 40,325 36,804 32,015 26,562
Interest Expense 26,345 21,809 18,778 15,003 10,970
Interest Income (Net of Interest Expense) 18,679 18,516 18,026 17,013 15,592
Non-Interest Income 1,446 1,562 1,221 1,343 915
Sales 20,125 20,078 19,247 18,355 16,507
Credit Losses Provision 128 178 286 158 129
Non Interest Expenses 9,650 9,575 9,160 10,406 10,272
Pre-tax Income 10,347 10,324 9,801 7,791 6,107
Income Tax 2,852 2,603 2,808 2,935 1,661
Other Income 36,693 32,134 28,579 22,794 17,077
Net Income $7,495 $7,722 $6,993 $4,857 $4,446
EPS Basic Continuous Ops 0.29 0.30 0.26 0.18 0.16
EPS Basic Total Ops 0.28 0.29 0.25 0.17 0.16
EPS Diluted Continuous Ops 0.29 0.30 0.26 0.18 0.16
EPS Diluted Total Ops 0.28 0.29 0.25 0.17 0.16
EBITDA(a) $N/A $N/A $N/A $N/A $N/A
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