Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 10/31
(Values in U.S. thousands)
| 10-2025 | 10-2024 | 10-2023 | 10-2022 | 10-2021 | |
| Interest Income | 211,086 | 209,697 | 170,028 | 98,499 | 71,170 |
| Interest Expense | 128,154 | 134,277 | 95,850 | 38,952 | 23,327 |
| Interest Income (Net of Interest Expense) | 82,932 | 75,421 | 74,178 | 59,547 | 47,843 |
| Non-Interest Income | 6,049 | 6,596 | 6,364 | 4,447 | 4,136 |
| Sales | 88,981 | 82,017 | 80,542 | 63,994 | 51,979 |
| Credit Losses Provision | 3,150 | -197 | 452 | 350 | -348 |
| Non Interest Expenses | 56,209 | 41,957 | 37,353 | 38,364 | 27,840 |
| Pre-tax Income | 29,622 | 40,256 | 42,738 | 25,280 | 24,487 |
| Income Tax | 9,306 | 11,054 | 11,479 | 7,682 | 6,688 |
| Other Income | 157,776 | 174,533 | 138,588 | 64,232 | 47,813 |
| Net Income | $20,316 | $29,203 | $31,259 | $17,599 | $17,799 |
| EPS Basic Continuous Ops | 0.64 | 1.12 | 1.19 | 0.64 | 0.82 |
| EPS Basic Total Ops | 0.64 | 1.09 | 1.16 | 0.61 | 0.76 |
| EPS Diluted Continuous Ops | 0.64 | 1.12 | 1.19 | 0.64 | 0.82 |
| EPS Diluted Total Ops | 0.64 | 1.09 | 1.16 | 0.61 | 0.76 |
| EPS Diluted Before Non-Recurring Items | 0.84 | 1.24 | 1.16 | 0.61 | 1.07 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |