Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 10/31
(Values in U.S. thousands)
| 10-2025 | 07-2025 | 04-2025 | 01-2025 | 10-2024 | |
| Interest Income | 55,779 | 53,840 | 49,953 | 51,514 | 53,628 |
| Interest Expense | 32,337 | 32,170 | 30,224 | 33,422 | 35,412 |
| Interest Income (Net of Interest Expense) | 23,442 | 21,670 | 19,729 | 18,092 | 18,216 |
| Non-Interest Income | 1,774 | 1,313 | 1,483 | 1,479 | 1,744 |
| Sales | 25,216 | 22,983 | 21,212 | 19,571 | 19,961 |
| Credit Losses Provision | 945 | 859 | 626 | 720 | -115 |
| Non Interest Expenses | 17,086 | 15,754 | 12,328 | 11,041 | 14,202 |
| Pre-tax Income | 7,185 | 6,370 | 8,258 | 7,809 | 5,873 |
| Income Tax | 3,388 | 1,580 | 2,256 | 2,083 | 1,867 |
| Other Income | 39,522 | 38,540 | 38,482 | 41,232 | 41,285 |
| Net Income | $3,797 | $4,790 | $6,003 | $5,727 | $4,006 |
| EPS Basic Continuous Ops | 0.12 | 0.15 | 0.18 | 0.20 | 0.15 |
| EPS Basic Total Ops | 0.12 | 0.15 | 0.18 | 0.20 | 0.15 |
| EPS Diluted Continuous Ops | 0.12 | 0.15 | 0.18 | 0.20 | 0.15 |
| EPS Diluted Total Ops | 0.12 | 0.15 | 0.18 | 0.20 | 0.15 |
| EPS Diluted Before Non-Recurring Items | 0.24 | 0.22 | 0.18 | 0.20 | 0.28 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |