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Versabank (VBNK)

Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 10/31

(Values in U.S. thousands)
  01-2026 10-2025 07-2025 04-2025 01-2025
Interest Income 58,573 55,779 53,840 49,953 51,514
Interest Expense 34,138 32,337 32,170 30,224 33,422
Interest Income (Net of Interest Expense) 24,435 23,442 21,670 19,729 18,092
Non-Interest Income 1,899 1,774 1,313 1,483 1,479
Sales 26,334 25,216 22,983 21,212 19,571
Credit Losses Provision 505 945 859 626 720
Non Interest Expenses 14,818 17,086 15,754 12,328 11,041
Pre-tax Income 11,011 7,185 6,370 8,258 7,809
Income Tax 3,028 3,388 1,580 2,256 2,083
Other Income 45,149 39,522 38,540 38,482 41,232
Net Income $7,983 $3,797 $4,790 $6,003 $5,727
EPS Basic Continuous Ops 0.25 0.12 0.15 0.18 0.20
EPS Basic Total Ops 0.25 0.12 0.15 0.18 0.20
EPS Diluted Continuous Ops 0.25 0.12 0.15 0.18 0.20
EPS Diluted Total Ops 0.25 0.12 0.15 0.18 0.20
EPS Diluted Before Non-Recurring Items 0.27 0.24 0.22 0.18 0.20
EBITDA(a) $N/A $N/A $N/A $N/A $N/A
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