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United Community Banks Inc (UCB)

United Community Banks Inc (UCB)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 1,536,980 1,502,500 1,312,590 950,860 736,610
Sales Growth +2.29% +14.47% +38.04% +29.09% +3.15%
Net Income 328,100 252,400 187,540 277,470 269,800
Net Income Growth +29.99% +34.58% -32.41% +2.84% +64.42%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 28,002,551 27,720,260 27,297,250 24,008,881 20,946,770
Total Assets Growth +1.02% +1.55% +13.70% +14.62% +17.72%
Total Liabilities 24,363,869 24,288,131 24,035,730 21,308,211 18,724,529
Total Liabilities Growth +0.31% +1.05% +12.80% +13.80% +18.61%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 384,040 349,730 293,970 607,310 359,320
Operating Cash Flow Growth +9.81% +18.97% -51.59% +69.02% +126.44%
Net Cash Flow -124,120 -484,000 357,020 -1,671,660 709,890
Change in Net Cash Flow +74.36% -235.57% +121.36% -335.48% -35.08%
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