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United Community Banks Inc (UCB)

United Community Banks Inc (UCB)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
United Community Bank is a bank holding company. United conducts its operations through a community-focused operating model of separate community banks, which, as of December 31, 2016, operated at 139 locations throughout the Atlanta-Sandy Springs-Roswell, Georgia, and Gainesville, Georgia metropolitan statistical areas, upstate and coastal South Carolina, north and coastal Georgia, western North Carolina, and east Tennessee. The community banks offer a range of retail and corporate banking services, including checking, savings and time deposit accounts, secured and unsecured loans, wire transfers, brokerage services and other financial services. The Company operates through its subsidiary, United Community Bank, Blairsville, Georgia (the Bank). The Bank owns an insurance agency, United Community Insurance Services, Inc., known as United Community Advisory Services, which is a subsidiary of the Bank.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Sales 386,830 397,070 382,070 371,010 385,480
Sales Growth -2.58% +3.93% +2.98% -3.75% +7.92%
Net Income 86,450 91,490 78,730 71,410 75,800
Net Income Growth -5.51% +16.21% +10.25% -5.79% +60.08%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Total Assets 28,002,551 28,143,471 28,085,520 27,873,721 27,720,260
Total Assets Growth -0.50% +0.21% +0.76% +0.55% +1.27%
Total Liabilities 24,363,869 24,546,619 24,472,600 24,372,820 24,288,131
Total Liabilities Growth -0.74% +0.30% +0.41% +0.35% +1.34%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Operating Cash Flow 384,040 318,560 195,470 98,630 349,730
Operating Cash Flow Growth +20.56% +62.97% +98.19% -71.80% +73.44%
Net Cash Flow -124,120 93,560 55,080 116,840 -484,000
Change in Net Cash Flow -232.66% +69.86% -52.86% +124.14% -83.44%
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