Synchrony Financial
(SYF)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Interest Income | 22,601,000 | 22,645,000 | 20,710,000 | 17,146,000 | 15,271,000 |
| Interest Expense | 4,135,000 | 4,634,000 | 3,711,000 | 1,521,000 | 1,032,000 |
| Interest Income (Net of Interest Expense) | 18,466,000 | 18,011,000 | 16,999,000 | 15,625,000 | 14,239,000 |
| Non-Interest Income | 520,000 | 1,521,000 | 289,000 | 380,000 | 481,000 |
| Sales | 18,986,000 | 19,532,000 | 17,288,000 | 16,005,000 | 14,720,000 |
| Credit Losses Provision | 9,230,000 | 10,140,000 | 9,626,000 | 7,706,000 | 5,254,000 |
| Non Interest Expenses | 5,135,000 | 4,839,000 | 4,758,000 | 4,337,000 | 3,963,000 |
| Pre-tax Income | 4,621,000 | 4,553,000 | 2,904,000 | 3,962,000 | 5,503,000 |
| Income Tax | 1,069,000 | 1,054,000 | 666,000 | 946,000 | 1,282,000 |
| Other Income | 8,756,000 | 9,187,000 | 6,615,000 | 5,483,000 | 6,535,000 |
| Net Income | $3,552,000 | $3,499,000 | $2,238,000 | $3,016,000 | $4,221,000 |
| EPS Basic Continuous Ops | 9.60 | 8.82 | 5.31 | 6.28 | 7.48 |
| EPS Basic Total Ops | 9.38 | 8.64 | 5.21 | 6.19 | 7.40 |
| EPS Diluted Continuous Ops | 9.50 | 8.73 | 5.28 | 6.24 | 7.41 |
| EPS Diluted Total Ops | 9.28 | 8.55 | 5.19 | 6.15 | 7.34 |
| EPS Diluted Before Non-Recurring Items | 9.42 | 6.59 | 5.19 | 6.11 | 7.01 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |