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SLM Corp (SLM)

SLM Corp (SLM)
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SLM Corporation (Sallie Mae) is a bellwether in education finance in the United States, with market presence for more than 40 years. The company is the nation's saving, planning, and paying for college company. Whether college is a long way off or just around the corner, Sallie Mae offers products that promote responsible personal finance, including private education loans, Upromise rewards, scholarship search, college financial planning tools, and online retail banking. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation ('FDIC'). The company's Private Education Loans portfolio consists of education loans to students or their families, which are not made, insured or guaranteed by any state or federal government. The company also undertakes additional funding, liquidity and revenues through the sale or securitization of loan assets, which it originates as well as the servicing of the loan assets that are sold to third parties.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Sales 2,987,310 2,839,420 2,366,220 2,409,290 2,353,110
Sales Growth +5.21% +20.00% -1.79% +2.39% -1.13%
Net Income 608,330 581,390 469,010 1,160,510 880,690
Net Income Growth +4.63% +23.96% -59.59% +31.77% +52.29%
(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Total Assets 30,072,109 29,169,471 28,811,029 29,221,900 30,770,420
Total Assets Growth +3.09% +1.24% -1.41% -5.03% -5.86%
Total Liabilities 27,912,189 27,288,670 27,084,061 27,072,189 28,207,590
Total Liabilities Growth +2.28% +0.76% +0.04% -4.03% -3.97%
(Values in U.S. Thousands) Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021 Dec, 2020
Operating Cash Flow -329,400 -144,640 4,990 -49,520 -182,670
Operating Cash Flow Growth -127.74% -2,998.60% +110.08% +72.89% -1,067.97%
Net Cash Flow 574,750 -473,330 227,490 -64,370 -1,111,050
Change in Net Cash Flow +221.43% -308.07% +453.41% +94.21% -136.56%
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