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SLM Corp (SLM)

SLM Corp (SLM)
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SLM Corporation (Sallie Mae) is a bellwether in education finance in the United States, with market presence for more than 40 years. The company is the nation's saving, planning, and paying for college company. Whether college is a long way off or just around the corner, Sallie Mae offers products that promote responsible personal finance, including private education loans, Upromise rewards, scholarship search, college financial planning tools, and online retail banking. It also offers a range of deposit products insured by the Federal Deposit Insurance Corporation ('FDIC'). The company's Private Education Loans portfolio consists of education loans to students or their families, which are not made, insured or guaranteed by any state or federal government. The company also undertakes additional funding, liquidity and revenues through the sale or securitization of loan assets, which it originates as well as the servicing of the loan assets that are sold to third parties.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 830,290 683,540 862,130 689,150 677,160
Sales Growth +21.47% -20.72% +25.10% +1.77% -13.55%
Net Income 135,850 71,270 304,540 111,550 -45,150
Net Income Growth +90.61% -76.60% +173.01% +347.07% -117.92%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 29,605,420 29,602,920 28,899,180 30,072,109 30,012,770
Total Assets Growth +0.01% +2.44% -3.90% +0.20% +4.32%
Total Liabilities 27,264,119 27,227,930 26,498,330 27,912,189 27,879,020
Total Liabilities Growth +0.13% +2.75% -5.07% +0.12% +5.26%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow -334,120 -284,780 -146,050 -329,400 -333,930
Operating Cash Flow Growth -17.33% -94.99% +55.66% +1.36% -51.44%
Net Cash Flow -1,141,780 -618,030 -1,005,700 574,750 361,020
Change in Net Cash Flow -84.75% +38.55% -274.98% +59.20% -67.33%
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