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Radian Group Inc (RDN)

Radian Group Inc (RDN)
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Radian Group Inc. is a credit enhancement company which supports homebuyers, mortgage lenders, loan servicers and investors with a suite of private mortgage insurance and related risk-management products and services. The company has two business segments - Mortgage Insurance and Mortgage and Real Estate Services. Mortgage Insurance - This segment provides credit-related insurance coverage, principally through private mortgage insurance and risk management services, to mortgage lending institutions. The company conducts mortgage insurance business primarily through Radian Guaranty, its principal mortgage insurance subsidiary. Mortgage insurance is of immense importance in the U.S. housing finance system as it offers home ownership at affordable rates and pacify risks related to residential mortgage loans. Radian introduced homegenius that replaced its former Real Estate segment. Renaming the segment was in line with aligning with updates to branding strategy for the segment's products and services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Sales 257,780 303,190 318,000 318,110 315,860
Sales Growth -14.98% -4.66% -0.03% +0.71% -5.39%
Net Income 154,840 141,440 141,800 144,560 148,290
Net Income Growth +9.47% -0.25% -1.91% -2.52% -2.37%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Total Assets 8,122,400 8,204,800 9,580,660 8,765,390 8,663,990
Total Assets Growth -1.00% -14.36% +9.30% +1.17% +2.90%
Total Liabilities 3,340,880 3,552,350 5,087,980 4,178,560 4,040,130
Total Liabilities Growth -5.95% -30.18% +21.76% +3.43% +8.58%
(Values in U.S. Thousands) Dec, 2025 Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024
Operating Cash Flow 119,860 -287,130 -645,530 67,810 -663,570
Operating Cash Flow Growth +141.74% +55.52% -1,051.97% +110.22% -68.35%
Net Cash Flow 4,050 -25,430 -19,280 -13,120 21,410
Change in Net Cash Flow +115.93% -31.90% -46.95% -161.28% +113.89%
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