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Radian Group Inc (RDN)

Radian Group Inc (RDN)
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Radian Group Inc. is a credit enhancement company which supports homebuyers, mortgage lenders, loan servicers and investors with a suite of private mortgage insurance and related risk-management products and services. The company has two business segments - Mortgage Insurance and Mortgage and Real Estate Services. Mortgage Insurance - This segment provides credit-related insurance coverage, principally through private mortgage insurance and risk management services, to mortgage lending institutions. The company conducts mortgage insurance business primarily through Radian Guaranty, its principal mortgage insurance subsidiary. Mortgage insurance is of immense importance in the U.S. housing finance system as it offers home ownership at affordable rates and pacify risks related to residential mortgage loans. Radian introduced homegenius that replaced its former Real Estate segment. Renaming the segment was in line with aligning with updates to branding strategy for the segment's products and services.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 1,197,080 1,290,280 1,240,590 1,190,730 1,329,930
Sales Growth -7.22% +4.01% +4.19% -10.47% -7.56%
Net Income 582,640 604,440 603,120 742,930 600,670
Net Income Growth -3.61% +0.22% -18.82% +23.68% +52.60%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 8,122,400 8,663,990 7,593,930 7,063,730 7,839,190
Total Assets Growth -6.25% +14.09% +7.51% -9.89% -1.37%
Total Liabilities 3,340,880 4,040,130 3,196,130 3,144,400 3,580,390
Total Liabilities Growth -17.31% +26.41% +1.65% -12.18% -2.27%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 119,860 -663,570 529,430 388,300 557,110
Operating Cash Flow Growth +118.06% -225.34% +36.35% -30.30% -15.39%
Net Cash Flow 4,050 21,410 -36,500 -96,060 58,470
Change in Net Cash Flow -81.08% +158.66% +62.00% -264.29% +2,845.07%
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