NBT Bancorp Inc (NBTB)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 169,235 | 113,726 | 59,255 | 36,745 | 140,641 |
| Depreciation Amortization | 35,225 | 25,911 | 16,550 | 7,687 | 30,432 |
| Income taxes - deferred | 23,573 | N/A | N/A | N/A | 8,729 |
| Other Working Capital | -17,071 | 5,907 | -9,672 | -8,478 | -5,424 |
| Loans | 7,516 | 5,110 | 5,280 | -4,592 | -6,172 |
| Other Operating Activity | 16,740 | 18,417 | 17,069 | 10,643 | 20,361 |
| Operating Cash Flow | $235,218 | $169,071 | $88,482 | $42,005 | $188,567 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -16,302 | -12,271 | -6,031 | -3,701 | -11,742 |
| Net Acquisitions | 37,944 | 37,944 | 38,597 | -1,550 | -1,383 |
| Purchase Of Investment | -597,631 | -442,102 | -274,418 | -170,468 | -439,012 |
| Sale Of Investment | 716,155 | 588,442 | 456,605 | 74,554 | 389,163 |
| Net Loans | 17,141 | 24,735 | -483 | -16,329 | -337,661 |
| Other Investing Activity | 11,765 | 8,166 | 4,465 | 4,331 | 1,475 |
| Investing Cash Flow | $169,072 | $204,914 | $218,735 | $-113,163 | $-399,160 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -57,873 | -67,213 | -92,972 | -77,345 | -223,709 |
| Debt Repayment | -144,664 | -143,118 | -25,078 | -25,039 | -152 |
| Common Stock Issued | 117 | 117 | N/A | N/A | 61 |
| Common Stock Repurchased | -10,185 | 0 | 0 | 0 | -251 |
| Dividend Paid | -72,594 | -53,279 | -33,875 | -16,067 | -62,263 |
| Other Financing Activity | -4,414 | -4,414 | -2,207 | -2,114 | -1,993 |
| Financing Cash Flow | $-201,230 | $-17,799 | $-49,710 | $41,185 | $289,460 |
| Beginning Cash Position | 284,056 | 284,056 | 284,056 | 284,056 | 205,189 |
| End Cash Position | 487,116 | 640,242 | 541,563 | 254,083 | 284,056 |
| Net Cash Flow | $203,060 | $356,186 | $257,507 | $-29,973 | $78,867 |
| Free Cash Flow | |||||
| Operating Cash Flow | 235,218 | 169,071 | 88,482 | 42,005 | 188,567 |
| Capital Expenditure | -16,302 | -12,271 | -6,031 | -3,701 | -11,742 |
| Free Cash Flow | 218,916 | 156,800 | 82,451 | 38,304 | 176,825 |