NBT Bancorp Inc (NBTB)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 169,235 | 140,641 | 118,782 | 151,995 | 154,885 |
| Depreciation Amortization | 35,225 | 30,432 | 25,445 | 22,958 | 26,150 |
| Income taxes - deferred | 23,573 | 8,729 | 5,958 | -19,850 | 864 |
| Other Working Capital | -17,071 | -5,424 | -30,054 | 12,009 | -11,885 |
| Loans | 7,516 | -6,172 | -2,147 | 77 | 96 |
| Other Operating Activity | 16,740 | 20,361 | 39,473 | 16,034 | -10,925 |
| Operating Cash Flow | $235,218 | $188,567 | $157,457 | $183,223 | $159,185 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -16,302 | -11,742 | -9,254 | -7,009 | -7,740 |
| Net Acquisitions | 37,944 | -1,383 | 44,564 | -2,616 | -1,550 |
| Purchase Of Investment | -597,631 | -439,012 | -178,978 | -686,342 | -1,075,144 |
| Sale Of Investment | 716,155 | 389,163 | 433,519 | 427,401 | 580,428 |
| Net Loans | 17,141 | -337,661 | -338,111 | -659,949 | -9,305 |
| Other Investing Activity | 11,765 | 1,475 | 4,034 | 2,299 | -34,297 |
| Investing Cash Flow | $169,072 | $-399,160 | $-44,226 | $-926,216 | $-547,608 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -57,873 | -223,709 | -231,743 | 487,217 | -70,592 |
| Debt Issued | N/A | N/A | 25,000 | 1,519 | N/A |
| Debt Repayment | -144,664 | -152 | -118 | -12,699 | -25,101 |
| Common Stock Issued | 117 | 61 | 91 | N/A | 112 |
| Common Stock Repurchased | -10,185 | -251 | -4,944 | -14,713 | -21,714 |
| Dividend Paid | -72,594 | -62,263 | -55,886 | -49,765 | -47,738 |
| Other Financing Activity | -4,414 | -1,993 | -1,877 | -1,751 | -2,931 |
| Financing Cash Flow | $-201,230 | $289,460 | $-105,392 | $-328,728 | $984,813 |
| Beginning Cash Position | 284,056 | 205,189 | 197,350 | 1,269,071 | 672,681 |
| End Cash Position | 487,116 | 284,056 | 205,189 | 197,350 | 1,269,071 |
| Net Cash Flow | $203,060 | $78,867 | $7,839 | $-1,071,721 | $596,390 |
| Free Cash Flow | |||||
| Operating Cash Flow | 235,218 | 188,567 | 157,457 | 183,223 | 159,185 |
| Capital Expenditure | -16,302 | -11,742 | -9,254 | -7,009 | -7,740 |
| Free Cash Flow | 218,916 | 176,825 | 148,203 | 176,214 | 151,445 |