Joint Stock Company Kaspi.Kz ADR (KSPI)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | |
| Interest Income | 3,000,757 | 2,273,603 | 1,833,735 | 1,263,737 |
| Interest Expense | 1,726,526 | 1,293,844 | 1,051,622 | 613,087 |
| Interest Income (Net of Interest Expense) | 1,274,231 | 979,759 | 782,113 | 650,650 |
| Non-Interest Income | 4,686,783 | 3,043,925 | 2,375,943 | 1,531,565 |
| Sales | 5,961,014 | 4,023,684 | 3,158,056 | 2,182,215 |
| Non Interest Expenses | 3,430,370 | 1,330,877 | 909,647 | 596,952 |
| Pre-tax Income | 2,530,644 | 2,692,807 | 2,248,409 | 1,585,263 |
| Income Tax | 502,001 | 473,456 | 381,115 | 289,806 |
| Other Income | 4,257,170 | 3,986,651 | 3,300,031 | 2,198,350 |
| Net Income | $2,039,036 | $2,183,452 | $1,850,972 | $1,287,057 |
| EPS Basic Continuous Ops | 10.64 | 11.69 | 9.84 | 6.76 |
| EPS Basic Total Ops | 10.70 | 11.50 | 9.75 | 6.71 |
| EPS Diluted Continuous Ops | 10.57 | 11.59 | 9.72 | 6.68 |
| EPS Diluted Total Ops | 10.62 | 11.41 | 9.64 | 6.64 |
| EPS Diluted Before Non-Recurring Items | 10.64 | 10.34 | 9.60 | N/A |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A |