Joint Stock Company Kaspi.Kz ADR (KSPI)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Interest Income | 767,141 | 815,550 | 762,138 | 655,928 | 599,699 |
| Interest Expense | 456,209 | 467,609 | 436,574 | 366,134 | 316,391 |
| Interest Income (Net of Interest Expense) | 310,932 | 347,941 | 325,564 | 289,794 | 283,308 |
| Non-Interest Income | 1,232,365 | 1,293,780 | 1,172,864 | 987,774 | 818,833 |
| Sales | 1,543,297 | 1,641,722 | 1,498,428 | 1,277,568 | 1,102,141 |
| Non Interest Expenses | 929,845 | 983,345 | 854,516 | 662,664 | 353,136 |
| Pre-tax Income | 613,452 | 658,377 | 643,912 | 614,904 | 749,005 |
| Income Tax | 138,452 | 130,089 | 126,654 | 106,806 | 131,168 |
| Other Income | 1,069,661 | 1,125,986 | 1,080,486 | 981,038 | 1,065,396 |
| Net Income | $489,376 | $530,894 | $514,654 | $504,112 | $609,167 |
| EPS Basic Continuous Ops | 2.49 | 2.77 | 2.71 | 2.67 | 3.25 |
| EPS Basic Total Ops | 2.57 | 2.78 | 2.70 | 2.65 | 3.21 |
| EPS Diluted Continuous Ops | 2.45 | 2.76 | 2.70 | 2.66 | 3.22 |
| EPS Diluted Total Ops | 2.53 | 2.77 | 2.69 | 2.64 | 3.17 |
| EPS Diluted Before Non-Recurring Items | 2.80 | 2.72 | 2.69 | 2.59 | 3.09 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |