Joint Stock Company Kaspi.Kz ADR (KSPI)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 09-2025 | 06-2025 | 03-2025 | 12-2024 | |
| Cash Flows From Operating Activities | |||||
| Other Working Capital | -1,394,788 | -1,569,664 | -817,916 | -976,302 | -1,223,504 |
| Other Operating Activity | 2,674,649 | 1,975,407 | 1,467,882 | 726,966 | 2,445,477 |
| Operating Cash Flow | $1,279,861 | $405,743 | $649,966 | $-249,336 | $1,221,973 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | 432,320 | 238,807 | 432,584 | 354,104 | -27,630 |
| PPE Investments | -346,761 | -209,589 | -156,282 | -53,496 | -199,935 |
| Net Acquisitions | -1,050,385 | -1,050,385 | -531,432 | -531,432 | N/A |
| Other Investing Activity | 0 | 1 | 0 | 0 | 0 |
| Investing Cash Flow | $-964,826 | $-1,021,166 | $-255,130 | $-230,824 | $-227,564 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 619,489 | 619,489 | N/A | N/A | N/A |
| Debt Repayment | -112,296 | -112,296 | 652,094 | N/A | N/A |
| Common Stock Repurchased | -41,623 | N/A | N/A | N/A | -5,989 |
| Dividend Paid | -22,931 | -2,962 | -1,188 | N/A | -1,382,115 |
| Other Financing Activity | -157,162 | -93,092 | -97,992 | 652,094 | -102,415 |
| Financing Cash Flow | $285,477 | $411,139 | $552,914 | $652,094 | $-1,490,519 |
| Exchange Rate Effect | -61,533 | -19,823 | -30,794 | -37,630 | 74,019 |
| Beginning Cash Position | 1,176,993 | 1,176,993 | 1,238,940 | 1,238,940 | 1,722,979 |
| End Cash Position | 1,715,972 | 952,886 | 2,155,896 | 1,373,244 | 1,300,887 |
| Net Cash Flow | $538,979 | $-224,107 | $916,956 | $134,304 | $-422,092 |
| Free Cash Flow | |||||
| Operating Cash Flow | 1,279,861 | 405,743 | 649,966 | -249,336 | 1,221,973 |
| Capital Expenditure | -346,775 | -209,967 | -156,588 | -53,658 | -201,025 |
| Free Cash Flow | 933,086 | 195,776 | 493,378 | -302,994 | 1,020,948 |