Independent Bank Corp (IBCP)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 49,969 | 32,467 | 15,590 | 66,790 | 48,329 |
| Depreciation Amortization | 7,518 | 4,757 | 2,352 | 10,005 | 7,522 |
| Income taxes - deferred | -2,600 | -1,811 | -1,036 | -1,248 | -150 |
| Other Working Capital | 7,446 | 11,318 | 12,984 | -19,624 | -13,328 |
| Loans | -3,392 | -4,718 | -1,174 | 4,546 | -2,214 |
| Other Operating Activity | 9,927 | 8,655 | 2,983 | 2,682 | 6,623 |
| Operating Cash Flow | $68,868 | $50,668 | $31,699 | $63,151 | $46,782 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -5,057 | -3,401 | -1,122 | -6,990 | -3,642 |
| Purchase Of Investment | -23,169 | -12,721 | -1,697 | -3,628 | -3,628 |
| Sale Of Investment | 108,371 | 70,711 | 37,939 | 141,267 | 121,553 |
| Net Loans | -158,674 | -123,692 | -33,040 | -251,020 | -148,924 |
| Other Investing Activity | 1,596 | 1,799 | 1,254 | 2,212 | 1,711 |
| Investing Cash Flow | $-76,933 | $-67,304 | $3,334 | $-118,159 | $-32,930 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 232,000 | 196,999 | 95,005 | 129,983 | 0 |
| Debt Repayment | -315,003 | -140,000 | -95,000 | -135,000 | -50,026 |
| Common Stock Issued | N/A | N/A | N/A | 13 | N/A |
| Common Stock Repurchased | -7,770 | -7,357 | -33 | N/A | 0 |
| Dividend Paid | -16,220 | -10,836 | -5,448 | -20,045 | -15,032 |
| Other Financing Activity | -1,205 | -1,164 | -1,137 | -1,051 | -1,011 |
| Financing Cash Flow | $96,869 | $42,913 | $-26,770 | $5,109 | $-62,073 |
| Beginning Cash Position | 119,882 | 119,882 | 119,882 | 169,781 | 169,781 |
| End Cash Position | 208,686 | 146,159 | 128,145 | 119,882 | 121,560 |
| Net Cash Flow | $88,804 | $26,277 | $8,263 | $-49,899 | $-48,221 |
| Free Cash Flow | |||||
| Operating Cash Flow | 68,868 | 50,668 | 31,699 | 63,151 | 46,782 |
| Capital Expenditure | -5,057 | -3,401 | -1,122 | -7,950 | -3,941 |
| Free Cash Flow | 63,811 | 47,267 | 30,577 | 55,201 | 42,841 |