Finward Bancorp (FNWD)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 6,103 | 2,606 | 455 | 12,130 | 10,029 |
| Depreciation Amortization | 4,684 | 3,231 | 1,600 | 7,291 | 5,532 |
| Income taxes - deferred | N/A | N/A | N/A | 645 | N/A |
| Other Working Capital | -7,503 | -4,502 | -6,054 | 3,451 | -4,706 |
| Loans | -1,394 | 413 | -1,598 | -915 | -2,229 |
| Other Operating Activity | 270 | -788 | 1,788 | -12,797 | -9,626 |
| Operating Cash Flow | $2,160 | $960 | $-3,809 | $9,805 | $-1,000 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | 54 | -461 | -183 | 14,603 | 14,825 |
| Sale Of Investment | 8,934 | 5,687 | 2,863 | 27,350 | 24,184 |
| Net Loans | 34,706 | 24,593 | 16,946 | 764 | 3,891 |
| Other Investing Activity | 535 | 72 | 72 | 72 | 72 |
| Investing Cash Flow | $44,229 | $29,891 | $19,698 | $42,789 | $42,972 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 8,310 | 8,215 | 4,937 | 1,992 | 4,914 |
| Debt Issued | 30,000 | 40,000 | 1,657 | 150,000 | 150,000 |
| Debt Repayment | -40,000 | -40,000 | -10,000 | -165,000 | -145,000 |
| Dividend Paid | -1,039 | -520 | -518 | -2,069 | -1,552 |
| Other Financing Activity | -146 | 0 | 0 | -86 | -82 |
| Financing Cash Flow | $-12,795 | $1,979 | $-14,106 | $-68,018 | $-56,331 |
| Beginning Cash Position | 70,584 | 70,584 | 70,584 | 86,008 | 86,008 |
| End Cash Position | 104,178 | 103,414 | 72,367 | 70,584 | 71,649 |
| Net Cash Flow | $33,594 | $32,830 | $1,783 | $-15,424 | $-14,359 |
| Free Cash Flow | |||||
| Operating Cash Flow | 2,160 | 960 | -3,809 | 9,805 | -1,000 |
| Capital Expenditure | -613 | -461 | -183 | -3,074 | -2,852 |
| Free Cash Flow | 1,547 | 499 | -3,992 | 6,731 | -3,852 |