Finward Bancorp (FNWD)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 12,130 | 8,380 | 15,080 | 14,963 | 15,932 |
| Depreciation Amortization | 7,291 | 7,163 | 5,968 | 4,559 | 3,201 |
| Income taxes - deferred | 645 | -673 | 1,187 | 137 | 572 |
| Other Working Capital | 3,451 | 6,878 | -6,205 | -2,898 | -1,457 |
| Loans | -915 | 1,194 | 3,302 | 5,592 | -5,898 |
| Other Operating Activity | -12,797 | 1,269 | -1,602 | -5,310 | 7,386 |
| Operating Cash Flow | $9,805 | $24,211 | $17,730 | $17,043 | $19,736 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | N/A | 6,986 | -502 | 188 | 273 |
| PPE Investments | 14,603 | -349 | -1,233 | -3,128 | -3,735 |
| Net Acquisitions | N/A | N/A | 33,799 | N/A | N/A |
| Purchase Of Investment | N/A | -123 | -32,418 | -221,236 | -243,357 |
| Sale Of Investment | 27,350 | 14,808 | 95,477 | 99,858 | 118,364 |
| Net Loans | 764 | -6,378 | -96,661 | -2,198 | -57,460 |
| Other Investing Activity | 72 | 77 | 407 | 585 | 855 |
| Investing Cash Flow | $42,789 | $15,021 | $-1,131 | $-125,931 | $-185,060 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 1,992 | 22,621 | 922 | 870 | N/A |
| Debt Issued | 150,000 | 80,000 | 120,000 | N/A | N/A |
| Debt Repayment | -165,000 | -120,000 | N/A | -6,149 | -5,639 |
| Dividend Paid | -2,069 | -5,335 | -5,075 | -4,310 | -4,291 |
| Other Financing Activity | -86 | -196 | -120 | -131 | -85 |
| Financing Cash Flow | $-68,018 | $15,494 | $-18,493 | $122,142 | $137,988 |
| Beginning Cash Position | 86,008 | 31,282 | 33,176 | 19,922 | 47,258 |
| End Cash Position | 70,584 | 86,008 | 31,282 | 33,176 | 19,922 |
| Net Cash Flow | $-15,424 | $54,726 | $-1,894 | $13,254 | $-27,336 |
| Free Cash Flow | |||||
| Operating Cash Flow | 9,805 | 24,211 | 17,730 | 17,043 | 19,736 |
| Capital Expenditure | -3,074 | -1,148 | -3,031 | -3,128 | -3,735 |
| Free Cash Flow | 6,731 | 23,063 | 14,699 | 13,915 | 16,001 |