Finward Bancorp (FNWD)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 8,087 | 12,130 | 8,380 | 15,080 | 14,963 |
| Depreciation Amortization | 6,191 | 7,291 | 7,163 | 5,968 | 4,559 |
| Income taxes - deferred | -556 | 645 | -673 | 1,187 | 137 |
| Other Working Capital | -3,491 | 3,451 | 6,878 | -6,205 | -2,898 |
| Loans | 148 | -915 | 1,194 | 3,302 | 5,592 |
| Other Operating Activity | -478 | -12,797 | 1,269 | -1,602 | -5,310 |
| Operating Cash Flow | $9,901 | $9,805 | $24,211 | $17,730 | $17,043 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | N/A | N/A | 6,986 | -502 | 188 |
| PPE Investments | -34 | 14,603 | -349 | -1,233 | -3,128 |
| Net Acquisitions | N/A | N/A | N/A | 33,799 | N/A |
| Purchase Of Investment | N/A | N/A | -123 | -32,418 | -221,236 |
| Sale Of Investment | 35,950 | 27,350 | 14,808 | 95,477 | 99,858 |
| Net Loans | 57,654 | 764 | -6,378 | -96,661 | -2,198 |
| Other Investing Activity | 1,307 | 72 | 77 | 407 | 585 |
| Investing Cash Flow | $94,877 | $42,789 | $15,021 | $-1,131 | $-125,931 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | -413 | 1,992 | 22,621 | 922 | 870 |
| Debt Issued | 40,000 | 150,000 | 80,000 | 120,000 | N/A |
| Debt Repayment | -60,000 | -165,000 | -120,000 | N/A | -6,149 |
| Dividend Paid | -1,557 | -2,069 | -5,335 | -5,075 | -4,310 |
| Other Financing Activity | -150 | -86 | -196 | -120 | -131 |
| Financing Cash Flow | $-55,715 | $-68,018 | $15,494 | $-18,493 | $122,142 |
| Beginning Cash Position | 70,584 | 86,008 | 31,282 | 33,176 | 19,922 |
| End Cash Position | 119,647 | 70,584 | 86,008 | 31,282 | 33,176 |
| Net Cash Flow | $49,063 | $-15,424 | $54,726 | $-1,894 | $13,254 |
| Free Cash Flow | |||||
| Operating Cash Flow | 9,901 | 9,805 | 24,211 | 17,730 | 17,043 |
| Capital Expenditure | -853 | -3,074 | -1,148 | -3,031 | -3,128 |
| Free Cash Flow | 9,048 | 6,731 | 23,063 | 14,699 | 13,915 |