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Farmers & Merch Banc (FMAO)

Farmers & Merch Banc (FMAO)
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Farmers & Merchants Bancorp, Inc. is the holding company for The Farmers & Merchants State Bank which operates as a locally owned and operated community bank serving Northwest Ohio and Northeast Indiana. The bank provides commercial banking, retail banking and other financial services through its 19 offices with locations in Fulton, Defiance, Henry, Williams, and Wood counties in Northwest Ohio. In Northeast Indiana they have offices located in DeKalb and Steuben counties. Farmers & Merchants Bancorp, Inc. is based in Archbold, Ohio.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 48,840 47,430 45,160 45,900 45,860
Sales Growth +2.97% +5.03% -1.61% +0.09% +2.30%
Net Income 8,850 7,710 6,950 8,380 6,520
Net Income Growth +14.79% +10.94% -17.06% +28.53% +14.79%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 3,390,750 3,345,760 3,388,790 3,364,720 3,389,190
Total Assets Growth +1.34% -1.27% +0.72% -0.72% +2.00%
Total Liabilities 3,028,970 2,994,970 3,044,190 3,029,510 3,053,810
Total Liabilities Growth +1.14% -1.62% +0.48% -0.80% +1.79%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow 23,310 12,110 11,010 32,470 29,860
Operating Cash Flow Growth +92.49% +9.99% -66.09% +8.74% +166.61%
Net Cash Flow -59,320 -88,120 -3,310 34,150 103,300
Change in Net Cash Flow +32.68% -2,562.24% -109.69% -66.94% +103.07%
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