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Farmers & Merch Banc (FMAO)

Farmers & Merch Banc (FMAO)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
Farmers & Merchants Bancorp, Inc. is the holding company for The Farmers & Merchants State Bank which operates as a locally owned and operated community bank serving Northwest Ohio and Northeast Indiana. The bank provides commercial banking, retail banking and other financial services through its 19 offices with locations in Fulton, Defiance, Henry, Williams, and Wood counties in Northwest Ohio. In Northeast Indiana they have offices located in DeKalb and Steuben counties. Farmers & Merchants Bancorp, Inc. is based in Archbold, Ohio.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 190,680 179,190 155,850 116,690 94,450
Sales Growth +6.41% +14.98% +33.56% +23.55% +8.61%
Net Income 33,310 25,940 22,790 32,520 23,500
Net Income Growth +28.41% +13.82% -29.92% +38.38% +16.92%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 3,434,380 3,364,720 3,283,230 3,015,350 2,638,300
Total Assets Growth +2.07% +2.48% +8.88% +14.29% +38.16%
Total Liabilities 3,063,520 3,029,510 2,966,690 2,717,210 2,341,130
Total Liabilities Growth +1.12% +2.12% +9.18% +16.06% +41.00%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 36,740 32,470 22,150 40,670 34,740
Operating Cash Flow Growth +13.15% +46.59% -45.54% +17.07% +26.88%
Net Cash Flow -78,630 34,150 57,790 -96,410 5,120
Change in Net Cash Flow -330.25% -40.91% +159.94% -1,983.01% -95.88%
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