Community Financial System Inc (CBU)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Interest Income | 643,528 | 541,388 | 443,729 | 387,420 | 389,278 |
| Interest Expense | 194,411 | 104,103 | 23,099 | 13,008 | 20,875 |
| Interest Income (Net of Interest Expense) | 449,117 | 437,285 | 420,630 | 374,412 | 368,403 |
| Non-Interest Income | 297,186 | 214,834 | 258,725 | 246,235 | 228,419 |
| Sales | 746,303 | 652,119 | 679,355 | 620,647 | 596,822 |
| Credit Losses Provision | 22,773 | 11,203 | 14,773 | -8,839 | 14,212 |
| Non Interest Expenses | 486,825 | 472,685 | 424,268 | 388,138 | 376,534 |
| Pre-tax Income | 236,705 | 168,231 | 240,314 | 241,348 | 206,076 |
| Income Tax | 54,224 | 36,307 | 52,233 | 51,654 | 41,400 |
| Other Income | 431,116 | 272,334 | 263,413 | 254,356 | 226,951 |
| Net Income | $182,481 | $131,924 | $188,081 | $189,694 | $164,676 |
| EPS Basic Continuous Ops | 3.46 | 2.46 | 3.49 | 3.51 | 3.11 |
| EPS Basic Total Ops | 3.44 | 2.45 | 3.48 | 3.51 | 3.10 |
| EPS Diluted Continuous Ops | 3.45 | 2.46 | 3.47 | 3.49 | 3.09 |
| EPS Diluted Total Ops | 3.44 | 2.45 | 3.46 | 3.48 | 3.08 |
| EPS Diluted Before Non-Recurring Items | 3.43 | 3.36 | 3.58 | 3.49 | 3.23 |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |