Community Financial System Inc (CBU)
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Fiscal Year End Date: 12/31
| 12-2019 | 12-2018 | 12-2017 | 12-2016 | 12-2015 | |
| Interest Income | 385,727 | 362,733 | 329,455 | 285,187 | 259,622 |
| Interest Expense | 26,552 | 17,678 | 13,780 | 11,291 | 11,202 |
| Interest Income (Net of Interest Expense) | 359,175 | 345,055 | 315,675 | 273,896 | 248,420 |
| Non-Interest Income | 230,619 | 224,059 | 202,423 | 155,625 | 123,299 |
| Sales | 589,794 | 569,114 | 518,098 | 429,521 | 371,719 |
| Credit Losses Provision | 8,430 | 10,837 | 10,984 | 8,076 | 6,447 |
| Non Interest Expenses | 372,026 | 345,289 | 347,149 | 266,848 | 233,055 |
| Pre-tax Income | 209,338 | 212,988 | 159,965 | 154,597 | 132,217 |
| Income Tax | 40,275 | 44,347 | 9,248 | 50,785 | 40,987 |
| Other Income | 235,890 | 230,666 | 173,745 | 165,888 | 143,419 |
| Net Income | $169,063 | $168,641 | $150,717 | $103,812 | $91,230 |
| EPS Basic Continuous Ops | 3.27 | 3.30 | 3.09 | 2.35 | 2.23 |
| EPS Basic Total Ops | 3.26 | 3.28 | 3.07 | 2.34 | 2.21 |
| EPS Diluted Continuous Ops | 3.24 | 3.26 | 3.05 | 2.33 | 2.20 |
| EPS Diluted Total Ops | 3.23 | 3.24 | 3.03 | 2.32 | 2.19 |
| EPS Diluted Before Non-Recurring Items | 3.29 | N/A | N/A | N/A | N/A |
| EBITDA(a) | $N/A | $N/A | $N/A | $N/A | $N/A |