How Is Citizens Financial's Stock Performance Compared to Other Regional Banks?

Providence, Rhode Island-based Citizens Financial Group, Inc. (CFG) operates as a bank holding company, providing retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the US. With a market cap of $23.1 billion, the company operates through Consumer Banking and Commercial Banking segments.

Companies worth $10 billion or more are generally referred to as “large-cap stocks.” CFG fits right into that category, with its market cap exceeding this threshold, reflecting its substantial size and influence in the regional banking industry.

CFG touched its three-year high of $53.78 in the last trading session before slightly pulling back. Further, the stock has soared 29.6% over the past three months, notably outperforming the iShares U.S. Regional Banks ETF’s (IAT) 15.5% surge during the same time frame.

Over the longer term, CFG’s performance looks much more impressive. The stock has surged 23.4% on a YTD basis and 26.9% over the past 52 weeks, outpacing IAT’s 6.7% uptick in 2025 and 9.8% gains over the past year.

Meanwhile, CFG has traded above its 50-day moving average since early May and above its 200-day moving average since late June, underscoring its upsurge.

Citizens’ stock prices gained 3.9% in the trading session following the release of its expectations-beating Q2 results on Jul. 17. The company’s gross interest income saw a slight dip, but its interest expense and provision for credit losses observed an even sharper drop, leading to a 3.7% year-over-year growth in net interest income to $1.3 billion. Meanwhile, the company’s non-interest income also observed a notable uptick. Overall, the company’s topline came in at $1.9 billion, up 5.2% year-over-year and ahead of the Street’s expectations. Moreover, Citizens’ EPS soared 17.9% year-over-year to $0.92, beating the consensus estimates by 4.6%.

Moreover, Citizens Financial has also outperformed its peer, Fifth Third Bancorp’s (FITB) 9% uptick in 2025 and 5.6% gains over the past 52 weeks, by a large margin.

Among the 24 analysts covering the CFG stock, the consensus rating is a “Strong Buy.” Its mean price target of $56 suggests a modest 4.6% upside potential from current price levels.