X Financial ADR (XYF)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
for [[ item.sessionDateDisplayLong ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2025 | 12-2024 | 12-2023 | 12-2022 | 12-2021 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 209,428 | 210,966 | 167,156 | 117,728 | 129,524 |
| Depreciation Amortization | 1,596 | 986 | 741 | 964 | 1,277 |
| Income taxes - deferred | -36,900 | -3,733 | -4,121 | 28,358 | 52,321 |
| Accounts receivable | -194,355 | -55,580 | -71,819 | -63,253 | -64,561 |
| Other Working Capital | -181,853 | -65,074 | -89,258 | -120,647 | -176,371 |
| Other Operating Activity | 411,941 | 121,138 | 111,970 | 83,637 | 128,295 |
| Operating Cash Flow | $209,856 | $208,703 | $114,669 | $46,787 | $70,485 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | -33,453 | 33,215 | N/A | N/A | -12,059 |
| PPE Investments | -3,121 | -1,934 | -1,190 | -877 | -374 |
| Purchase Of Investment | N/A | N/A | -59,740 | -13,127 | -49,430 |
| Sale Of Investment | N/A | N/A | N/A | 994 | 6,277 |
| Other Investing Activity | -115,905 | -14,563 | -94,894 | -119,418 | -312,803 |
| Investing Cash Flow | $-152,478 | $16,719 | $-155,824 | $-132,429 | $-368,389 |
| Cash Flows From Financing Activities | |||||
| Change In Short Term Borrowing | 103,728 | 18,289 | 113,030 | 10,179 | 41,820 |
| Common Stock Issued | 2,730 | 17 | 155 | 40 | 464 |
| Common Stock Repurchased | -104,957 | -24,962 | -3,503 | -21,275 | N/A |
| Dividend Paid | -22,132 | -15,980 | -8,226 | N/A | N/A |
| Other Financing Activity | 31,964 | -242,483 | 71,428 | 94,619 | 161,920 |
| Financing Cash Flow | $11,332 | $-265,118 | $172,884 | $83,563 | $204,204 |
| Exchange Rate Effect | -1,178 | 945 | 322 | 4,242 | -1,471 |
| Beginning Cash Position | 237,612 | 266,397 | 141,827 | 143,832 | 250,843 |
| End Cash Position | 305,145 | 227,645 | 273,878 | 145,996 | 155,673 |
| Net Cash Flow | $67,532 | $-38,752 | $132,051 | $2,163 | $-95,171 |
| Free Cash Flow | |||||
| Operating Cash Flow | 209,856 | 208,703 | 114,669 | 46,787 | 70,485 |
| Capital Expenditure | -3,129 | -1,949 | -1,193 | -878 | -411 |
| Free Cash Flow | 206,727 | 206,755 | 113,476 | 45,910 | 70,074 |