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Versabank (VBNK)

Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Income Statement for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 10/31

(Values in U.S. thousands)
  01-2021 10-2020 07-2020 04-2020 01-2020
Interest Income 16,726 15,954 14,758 16,492 16,842
Interest Expense 5,551 5,574 5,698 5,969 6,541
Interest Income (Net of Interest Expense) 11,174 10,380 9,060 10,523 10,301
Non-Interest Income 815 13 6 7 19
Sales 11,989 10,393 9,066 10,529 10,320
Credit Losses Provision 44 -422 -32 356 -158
Non Interest Expenses 6,287 5,864 4,690 5,015 5,095
Pre-tax Income 5,658 4,951 4,409 5,158 5,383
Income Tax 1,546 1,361 1,212 1,415 1,477
Other Income 11,209 10,525 10,106 11,127 11,924
Net Income $4,112 $3,590 $3,196 $3,743 $3,906
EPS Basic Continuous Ops 0.19 0.17 0.15 0.18 0.18
EPS Basic Total Ops 0.18 0.15 0.13 0.16 0.17
EPS Diluted Continuous Ops 0.19 0.17 0.15 0.18 0.18
EPS Diluted Total Ops 0.18 0.15 0.13 0.16 0.17
EBITDA(a) $N/A $N/A $N/A $N/A $N/A
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