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Versabank (VBNK)

Versabank (VBNK)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NASDAQ]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Cash Flow for [[ item.sessionDateDisplayLong ]]

Fiscal Year End Date: 10/31

(Values in U.S. thousands)
  10-2023 07-2023 04-2023 01-2023 10-2022
Cash Flows From Operating Activities
Net Income 31,259 22,242 14,807 6,993 17,599
Depreciation Amortization 1,322 1,010 690 347 1,505
Other Working Capital 9,223 -16,138 96,674 75,490 -58,352
Loans -630,482 -497,998 -318,900 -179,127 -683,867
Other Operating Activity 658,902 507,986 323,632 190,016 697,752
Operating Cash Flow $70,223 $17,101 $116,904 $93,718 $-25,362
Cash Flows From Investing Activities
PPE Investments -268 -262 -254 -19 -451
Purchase Of Investment -20,595 N/A N/A N/A -109,539
Investing Cash Flow $-20,863 $-262 $-254 $-19 $-109,990
Cash Flows From Financing Activities
Common Stock Issued 208 N/A N/A N/A N/A
Common Stock Repurchased -9,855 -9,960 -9,449 -6,179 -1,499
Dividend Paid -2,669 -2,025 -1,360 -676 -2,896
Other Financing Activity -519 -395 -264 -131 -499
Financing Cash Flow $-12,835 $-12,380 $-11,073 $-6,986 $-4,894
Exchange Rate Effect -4,155 -5,099 -3,943 -2,956 -1,845
Beginning Cash Position 65,674 66,374 66,648 65,780 210,892
End Cash Position 98,044 65,733 168,283 149,539 68,801
Net Cash Flow $32,370 $-641 $101,634 $83,759 $-142,091
Free Cash Flow
Operating Cash Flow 70,223 17,101 116,904 93,718 -25,362
Capital Expenditure -268 -262 -254 -19 -451
Free Cash Flow 69,955 16,838 116,650 93,700 -25,814
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