Versabank (VBNK)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 10/31
(Values in U.S. thousands)
| 01-2026 | 10-2025 | 07-2025 | 04-2025 | 01-2025 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 7,983 | 20,316 | 16,922 | 11,734 | 5,727 |
| Depreciation Amortization | 677 | 2,214 | 1,600 | 1,036 | 523 |
| Other Working Capital | 31,535 | 11,815 | -16,296 | -144,075 | -73,312 |
| Loans | -191,516 | -592,386 | N/A | -203,548 | N/A |
| Other Operating Activity | 191,447 | 589,774 | -5,811 | 202,186 | 4,424 |
| Operating Cash Flow | $40,126 | $31,734 | $-3,585 | $-132,667 | $-62,637 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | N/A | 156,006 | 96,449 | 133,263 | 96,167 |
| PPE Investments | -123 | -681 | -483 | -507 | -1,021 |
| Net Acquisitions | 746 | N/A | N/A | N/A | N/A |
| Purchase Of Investment | -14,513 | N/A | N/A | N/A | N/A |
| Other Investing Activity | 5,408 | -3,794 | 2,511 | 3,000 | 0 |
| Investing Cash Flow | $-8,481 | $151,531 | $98,477 | $135,755 | $95,146 |
| Cash Flows From Financing Activities | |||||
| Common Stock Issued | 1,421 | 81,936 | 83,095 | 80,366 | 80,794 |
| Common Stock Repurchased | N/A | -6,516 | -3,936 | N/A | N/A |
| Dividend Paid | -576 | -2,310 | -1,771 | -1,144 | -572 |
| Other Financing Activity | -147 | -262 | -123 | 28 | -129 |
| Financing Cash Flow | $697 | $72,849 | $77,266 | $79,250 | $80,094 |
| Exchange Rate Effect | 1,044 | -1,639 | -1,105 | -1,450 | 938 |
| Beginning Cash Position | 419,529 | 160,809 | 163,917 | 158,534 | 158,421 |
| End Cash Position | 452,915 | 415,283 | 334,969 | 239,423 | 271,961 |
| Net Cash Flow | $33,386 | $254,474 | $171,052 | $80,889 | $113,540 |
| Free Cash Flow | |||||
| Operating Cash Flow | 40,126 | 31,734 | -3,585 | -132,667 | -62,637 |
| Capital Expenditure | -123 | -681 | -483 | -507 | -1,021 |
| Free Cash Flow | 40,004 | 31,053 | -4,069 | -133,174 | -63,659 |