Versabank (VBNK)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 10/31
(Values in U.S. thousands)
| 10-2020 | 10-2019 | |
| Cash Flows From Operating Activities | ||
| Net Income | 14,435 | 15,196 |
| Depreciation Amortization | 855 | 543 |
| Other Working Capital | 84,591 | -4,541 |
| Loans | -42,698 | 30,343 |
| Other Operating Activity | 46,662 | -26,658 |
| Operating Cash Flow | $103,845 | $14,883 |
| Cash Flows From Investing Activities | ||
| Change In Deposits | 7,439 | N/A |
| PPE Investments | -182 | -182 |
| Investing Cash Flow | $7,257 | $-182 |
| Cash Flows From Financing Activities | ||
| Change In Short Term Borrowing | N/A | 3,668 |
| Debt Repayment | -18,248 | N/A |
| Dividend Paid | -3,184 | -2,767 |
| Other Financing Activity | -1,518 | -8,556 |
| Financing Cash Flow | $-22,950 | $-7,655 |
| Beginning Cash Position | 103,510 | 97,647 |
| End Cash Position | 191,661 | 104,693 |
| Net Cash Flow | $88,151 | $7,046 |
| Free Cash Flow | ||
| Operating Cash Flow | 103,845 | 14,883 |
| Capital Expenditure | -182 | -182 |
| Free Cash Flow | 103,662 | 14,700 |