Upstart Holdings Inc (UPST)
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[[ session ]] by (Cboe BZX)
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Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 12-2024 | 12-2023 | 12-2022 | 12-2021 | 12-2020 | |
| Cash Flows From Operating Activities | |||||
| Net Income | -128,581 | -240,132 | -108,665 | 135,443 | 5,579 |
| Depreciation Amortization | 20,549 | 24,903 | 13,513 | 7,541 | 2,278 |
| Accounts payable and accrued liabilities | N/A | 5,792 | N/A | 54,584 | 26,479 |
| Other Working Capital | 80,750 | -286,406 | -831,839 | -42,656 | -32,052 |
| Other Operating Activity | 213,613 | 384,131 | 269,131 | 13,441 | 13,413 |
| Operating Cash Flow | $186,331 | $-111,712 | $-657,860 | $168,353 | $15,697 |
| Cash Flows From Investing Activities | |||||
| Change In Deposits | N/A | N/A | -1,250 | -40,000 | N/A |
| PPE Investments | -9,990 | -12,086 | -22,913 | -15,115 | -5,605 |
| Net Acquisitions | -63,284 | -56,892 | N/A | -16,757 | N/A |
| Purchase Of Investment | -323,096 | -157,223 | -154,298 | -159,398 | -9,659 |
| Sale Of Investment | 151,183 | 107,746 | 64,336 | 87,393 | 151,781 |
| Other Investing Activity | 7,461 | 0 | 0 | 0 | 0 |
| Investing Cash Flow | $-237,726 | $-118,455 | $-114,125 | $-143,877 | $136,517 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 1,301,301 | 792,228 | 688,813 | 718,422 | 92,057 |
| Debt Repayment | -766,562 | -648,038 | -417,719 | -129,839 | -174,239 |
| Common Stock Issued | 29,099 | 21,312 | 20,016 | 282,812 | 161,850 |
| Common Stock Repurchased | N/A | N/A | -177,883 | N/A | N/A |
| Dividend Paid | N/A | N/A | N/A | N/A | -622 |
| Other Financing Activity | -3,967 | -15 | -16 | -15,963 | 6 |
| Financing Cash Flow | $559,871 | $165,487 | $113,211 | $855,432 | $79,052 |
| Beginning Cash Position | 467,787 | 532,467 | 1,191,241 | 311,333 | 80,067 |
| End Cash Position | 976,263 | 467,787 | 532,467 | 1,191,241 | 311,333 |
| Net Cash Flow | $508,476 | $-64,680 | $-658,774 | $879,908 | $231,266 |
| Free Cash Flow | |||||
| Operating Cash Flow | 186,331 | -111,712 | -657,860 | 168,353 | 15,697 |
| Capital Expenditure | -9,990 | -12,086 | -22,913 | -15,115 | -5,605 |
| Free Cash Flow | 176,341 | -123,798 | -680,773 | 153,238 | 10,092 |