United Community Banks Inc (UCB)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] by (Cboe BZX)
[[ item.lastPrice ]] [[ item.priceChange ]] ([[ item.percentChange ]]) [[ item.tradeTime ]] [NYSE]
[[ item.bidPrice ]] x [[ item.bidSize ]] [[ item.askPrice ]] x [[ item.askSize ]]
[[ session ]] [[ item.lastPriceExt ]] [[ item.priceChangeExt ]] ([[ item.percentChangeExt ]]) [[ item.tradeTimeExt ]]
Fiscal Year End Date: 12/31
(Values in U.S. thousands)
| 09-2025 | 06-2025 | 03-2025 | 12-2024 | 09-2024 | |
| Cash Flows From Operating Activities | |||||
| Net Income | 241,640 | 150,146 | 71,413 | 252,397 | 176,593 |
| Depreciation Amortization | 34,110 | 23,326 | 11,448 | 46,030 | 36,647 |
| Income taxes - deferred | 2,120 | 3,550 | 168 | 7,196 | 3,133 |
| Other Working Capital | 3,489 | -10,316 | -735 | -39,977 | -84,890 |
| Loans | 22,732 | 20,391 | 20,190 | -24,526 | -16,792 |
| Other Operating Activity | 14,472 | 8,371 | -3,852 | 108,614 | 86,951 |
| Operating Cash Flow | $318,563 | $195,468 | $98,632 | $349,734 | $201,642 |
| Cash Flows From Investing Activities | |||||
| PPE Investments | -21,820 | -16,434 | -4,313 | -45,888 | -41,505 |
| Net Acquisitions | 41,246 | 41,246 | N/A | 8,592 | N/A |
| Purchase Of Investment | -313,714 | -207,311 | -64,016 | -2,046,032 | -1,169,174 |
| Sale Of Investment | 1,070,775 | 730,139 | 261,238 | 992,314 | 569,880 |
| Net Loans | -709,641 | -453,439 | -253,750 | 82,716 | 316,837 |
| Other Investing Activity | 16,734 | 8,936 | 4,262 | 17,256 | 13,542 |
| Investing Cash Flow | $83,580 | $103,137 | $-56,579 | $-991,042 | $-310,420 |
| Cash Flows From Financing Activities | |||||
| Debt Issued | 126,000 | 126,000 | 126,000 | 1,100 | 1,100 |
| Debt Repayment | -226,000 | -226,000 | -126,000 | -69,657 | -9,657 |
| Common Stock Repurchased | -13,942 | -13,942 | N/A | N/A | N/A |
| Dividend Paid | -92,396 | -61,282 | -30,630 | -118,609 | -87,988 |
| Other Financing Activity | -287,316 | -195,792 | -195,976 | 194,987 | -222 |
| Financing Cash Flow | $-308,585 | $-243,522 | $74,786 | $157,306 | $-155,058 |
| Beginning Cash Position | 519,873 | 519,873 | 519,873 | 1,003,875 | 1,003,875 |
| End Cash Position | 613,431 | 574,956 | 636,712 | 519,873 | 740,039 |
| Net Cash Flow | $93,558 | $55,083 | $116,839 | $-484,002 | $-263,836 |
| Free Cash Flow | |||||
| Operating Cash Flow | 318,563 | 195,468 | 98,632 | 349,734 | 201,642 |
| Capital Expenditure | -21,820 | -16,434 | -4,313 | -47,044 | -41,505 |
| Free Cash Flow | 296,743 | 179,034 | 94,319 | 302,690 | 160,137 |