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Ponce Financial Group Inc (PDLB)

Ponce Financial Group Inc (PDLB)
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Ponce Financial Group Inc. is the financial holding company for Ponce Bank. Ponce Bank is a Minority Depository Institution, a Community Development Financial Institution and a certified Small Business Administration lender. The Bank's business primarily consists of taking deposits from the general public and to a lesser extent alternative funding sources and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, The Bank also invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as, mortgage-backed securities, corporate bonds and obligations and Federal Home Loan Bank stock. Ponce Financial Group Inc., formerly known as PDL Community Bancorp, is based in BRONX, N.Y.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Sales 48,340 47,920 46,380 44,980 42,440
Sales Growth +0.88% +3.32% +3.11% +5.98% +3.39%
Net Income 6,510 6,100 5,960 2,930 2,430
Net Income Growth +6.72% +2.35% +103.41% +20.58% -23.82%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Total Assets 3,157,080 3,153,870 3,089,840 3,039,940 3,015,970
Total Assets Growth +0.10% +2.07% +1.64% +0.79% +6.12%
Total Liabilities 2,627,240 2,632,780 2,575,950 2,534,440 2,511,380
Total Liabilities Growth -0.21% +2.21% +1.64% +0.92% +7.12%
(Values in U.S. Thousands) Sep, 2025 Jun, 2025 Mar, 2025 Dec, 2024 Sep, 2024
Operating Cash Flow 20,650 19,260 13,090 7,210 -15,660
Operating Cash Flow Growth +7.22% +47.14% +81.55% +146.04% -1,336.70%
Net Cash Flow 6,740 -13,200 -9,950 650 16,620
Change in Net Cash Flow +151.06% -32.66% -1,630.77% -96.09% +146.14%
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