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Old Second Bancorp (OSBC)

Old Second Bancorp (OSBC)
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Financial Summary for [[ item.sessionDateDisplayLong ]]
Old Second Bancorp Inc.'s full service banking businesses include the customary consumer and commercial products and services which banks provide. The following services are included: demand, savings, time deposit, individual retirement and Keogh deposit accounts; commercial, industrial, consumer and real estate lending, including installment loans, student loans, farm loans, lines of credit and overdraft checking; safe deposit operations; trust services; and an extensive variety of additional services tailored to the needs of individual customers.

Fiscal Year End Date: 12/31

(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Sales 401,540 341,720 326,150 259,590 144,450
Sales Growth +17.51% +4.77% +25.64% +79.71% +1.94%
Net Income 80,310 85,260 91,730 67,410 20,040
Net Income Growth -5.81% -7.05% +36.08% +236.38% -27.99%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Total Assets 5,649,380 5,722,800 5,888,320 6,212,190 3,040,840
Total Assets Growth -1.28% -2.81% -5.21% +104.29% +15.38%
Total Liabilities 4,978,340 5,145,520 5,427,180 5,710,160 2,733,750
Total Liabilities Growth -3.25% -5.19% -4.96% +108.88% +15.95%
(Values in U.S. Thousands) Dec, 2025 Dec, 2024 Dec, 2023 Dec, 2022 Dec, 2021
Operating Cash Flow 131,530 116,400 97,340 31,050 25,990
Operating Cash Flow Growth +13.00% +19.58% +213.49% +19.47% -50.63%
Net Cash Flow -820 -15,030 -636,930 422,200 279,270
Change in Net Cash Flow +94.54% +97.64% -250.86% +51.18% +6,171.09%
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